Michael Maddox, Realtor 304-542-6532
The following is a list of the information you may need to from you and any co-borrower(s) to begin processing your loan application. You may apply online, in person, or over the phone. If you have questions about anything on the list, please contact one of our preferred lenders.
Amount you would like to borrow or purchase price of the house you plan to buy
Monthly homeowner's or association dues (if applicable)
Funds available for a down payment amount and earnest money
Type of property you'd like to buy (single family, condominium, townhome, multi-unit property)
How you'll use the property (primary residence, second residence, etc.)
Legal name of borrower and any co-borrower(s)
Social Security number(s)
Address of current primary residence (provide previous address if at current residence for less than two years)
Number and ages of dependents/children
Employment information (employers, job title, employer's addresses for the past two years)
All sources and amounts of monthly income (borrower and co-borrower(s), including salary, overtime, bonuses, commission, dividends, interest, retirement and any other source of income you want us to consider toward the repayment of your loan.
All current expenses, including housing costs, alimony payments, child support payments and other balance(s) owed.
Real estate assets owned, including the property address, market value, outstanding liens, rental income, and mortgage payments for each.
Other assets, bank and financial institution accounts, including the bank/institution name(s), account type(s), and balance(s); value of bonds, stocks, life insurance policies, and retirement funds.
Please feel free to call me anytime for any question you ay have about the process, if I don’t have
the answer to your question I will find it for you.
I look forward to in assisting you in the search for your home.