Huntington, Barboursville, Hurricane, Charleston REAL ESTATE---ANY house, ANY time, ANY where, Call me! It doesn't cost to look!

Buying Services for Hurricane Home Buyers



Congratulations!  You have decided to purchase a home, or are thinking about buying one.  You'll be joining the ranks of hundreds of families who realize that home ownership offers a number of benefits including building equity, saving for the future, and creating an environment for your family.  When you own your own home, your hard-earned dollars contribute to your mortgage. The equity you earn is yours.  Over time, your home will increase in value.

In the following reports, you'll find the information you need to make a wise buying decision.  We'll take you through the planning process step-by-step , to help you determine which home is right for you.  You'll find a host of informative articles on mortgages, viewing homes, the offer, closing details and moving.

Please contact me if you have any questions about buying a home in Hurricane or elsewhere in West Virginia.

Below, select desired reports and complete the form provided.

Avoid Common Buyer Errors
Some buyers, however, caught up in the excitement of buying a new home tend to overlook some items. When you have a systematic plan before you shop, you’ll be sure to avoid these costly errors. Here are some tips on making the most of your home purchase.
But Do You Need It
Buying a home can be an emotional, time-consuming, and complex process. There are a few things that you can do to help make the process go as smooth as possible.
Buying Your First Home
Many renters are starting to think about purchasing a home of their own. This article highlights several factors that should be considered when purchasing a home.
The Right Home at the Right Price
This article helps you become a savvy buyer, by pointing out some of the pitfalls inherent in the home-buying process.
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WHAT DO I NEED??


Purchasing Checklist 

 

Michael Maddox, Realtor  304-542-6532

The following is a list of the information you may need to from you and any co-borrower(s) to begin processing your loan application. You may apply online, in person, or over the phone. If you have questions about anything on the list, please contact one of our preferred lenders.

Loan Information

Amount you would like to borrow or purchase price of the house you plan to buy

Monthly homeowner's or association dues (if applicable)

Funds available for a down payment amount and earnest money

Property Information

Type of property you'd like to buy (single family, condominium, townhome, multi-unit property)

How you'll use the property (primary residence, second residence, etc.)

Personal Information

Legal name of borrower and any co-borrower(s)

Social Security number(s)

Marital status

Address of current primary residence (provide previous address if at current residence for less than two years)

Number and ages of dependents/children

Employment information (employers, job title, employer's addresses for the past two years)

Income Information

All sources and amounts of monthly income (borrower and co-borrower(s), including salary, overtime, bonuses, commission, dividends, interest, retirement and any other source of income you want us to consider toward the repayment of your loan.

All current expenses, including housing costs, alimony payments, child support payments and other balance(s) owed.

Real estate assets owned, including the property address, market value, outstanding liens, rental income, and mortgage payments for each.

Other assets, bank and financial institution accounts, including the bank/institution name(s), account type(s), and balance(s); value of bonds, stocks, life insurance policies, and retirement funds.

 

Please feel free to call me anytime for any question you ay have about the process, if I don’t have

the answer to your question I will find it for you. 

 

I look forward to in assisting you in the search for your home.

 

michaelmaddoxrealtor@gmail.com        304-542-6532 


REAL ESTATE SYMPOSIUM


 

HURRICANE - In 2010, Michael Maddox, Realtor with Great American Realty, is organizing a real estate symposium geared toward providing information for first-time homebuyers and others who wish to learn more about the home-buying process and the local real estate market. Maddox is seeking additional companies to be represented at the symposium, especially housing lenders, mortgage brokers and accountants. The event will be a one-stop shop for homebuyers, who can stop in, browse the companies and ask questions of the professionals. It will be held during the last week of February. For more information, call Maddox at 304-542-6532 or e-mail him at        MichaelMaddoxRealtor@gmail.com      

 

www.herald-dispatch.com/news/putnam/x79365665/No-Headline 


 

 


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